No, irrespective whether the borrower owns the property or not, CGT Cover can be granted to him.

Yes, CGTMSE Loans can be taken over by one bank from another.

Yes, Unsecured Loans to Professionals can be granted at a rate as low as 10.25% and the eligibility is also very high compared to the financials eligibility as per the IT Returns.

Yes, you can apply for a home loan jointly with a friend or family member. Lenders generally allow spouses, parents, siblings, or any other close relatives to be joint applicants for a home loan. Some lenders may also allow unrelated individuals to apply together, provided they meet the lender's eligibility criteria. However, it's important to note that all co-owners of the property must also be co-applicants for the loan.

Even if you already have a home loan, you can still apply for a personal loan. But, while determining your capacity to repay the personal loan, the lender may consider your current financial obligations, including your mortgage. While assessing your eligibility and the terms of the loan, your credit rating, income, and other variables could also be taken into account.

Yes, it is possible to get a business loan with bad credit, but it can be more challenging. Some alternative lenders specialize in providing loans to businesses with less-than-perfect credit, but they may charge higher interest rates. Offering collateral or having a co-signer with good credit can also increase your chances of approval. Additionally, working on improving your credit score before applying can help you qualify for better loan terms.

Loan Against Property Overdraft (LAP OD) offers several advantages over a regular LAP. One key benefit is its flexibility, as it allows you to withdraw and repay funds multiple times up to the approved limit, similar to a credit card. This flexibility can be especially useful for businesses with fluctuating cash flows or individuals with varying financial needs. Additionally, LAP OD offers interest savings, as you only pay interest on the amount you withdraw, not on the entire approved limit. This can result in lower overall interest costs compared to a regular LAP. Furthermore, LAP OD can serve as a convenient source of funds for emergencies or unforeseen expenses, providing quick access to cash when needed. Overall, LAP OD provides greater financial flexibility and cost savings compared to a traditional LAP.

The main differences between a new car loan and a used car loan are the loan terms, interest rates, and loan amounts. New car loans typically have longer terms, lower interest rates, and higher loan amounts compared to used car loans. Additionally, new cars depreciate more rapidly than used cars, which can affect the loan-to-value ratio. It's important to consider your budget, the total cost of ownership, and how long you plan to keep the car when deciding between a new or used car loan.

Yes, your incomes can be clubbed for the purpose of calculation of the loan amount. This can be done either when the property is jointly held with the Partners/Directors or the Partners/Directors stands as a guarantor.

Yes, you can have multiple life insurance policies to tailor coverage to different needs. It's important to ensure the total coverage amount is suitable.

Some policies allow for changes, but it's important to understand the terms and limitations. Permanent policies often offer flexibility, while term policies have fixed terms.

Yes, health insurance premiums can offer tax benefits under certain tax laws. Consult a tax professional for details.

Some plans cover pre-existing conditions after a waiting period. Check policy details to understand coverage.

Some plans cover pre-existing conditions after a waiting period. Check policy details to understand coverage.