+91 89760 44635 / +91 99870 47445
Age :
You must be above 21 years of age at the time of the commencing of your loan, and up to 65 years or less at loan maturity.
Salaried Person - 21 years to 58 years. Self-Employed Person - 25 years to 65 years
00
+Years of Experience
Home Loan
HOME LOAN is offered to prospective Home / House buyers. We at Meha Finance understand that buying a home and building it, is more or less a once a lifetime event and we pledge to make the process towards this event, a hassle free one. The rates at which we offer Home Loans will be one of the lowest you will find in the market, as we are associated with top notch leading banks and NBFCs.
Success Story of Home Loan Done
My name is Mr. Anand Pandey, I have a transport business in JNPT(URAN), I wanted to buy a new home for my family. I approached many banks but they rejected my application as I have taken 12 commercial vehicles loans three months ago and my emi obligation was Rs.25,00,000/- per month. When I contacted Meha Finance, They helped me for home loan disbursement in 15 days with competitive ROI from the bank. I was very happy with the clear transparency maintained by Mr. Kunal during my loan disbursement process. I was very much surprised & amazed with the process he followed. I will Highly Recommend Meha finance services to those who need money on time.
We are an event management Pvt ltd. company located in South Mumbai. I have taken a home loan from one of the reputed banks during the time of COVID Pandemic but the bank kept on increasing my ROI because of the increase in repo rate by RBI as a result of which my loan tenure went up to 60 years. Meha Finance team has highlighted the issue and made me understand the losses of money which got accrued because of higher ROI and Tenure. They helped me to do Balance transfer of my loan from other reputed banks and lower my tenure for 13 years with lowest ROI. I am thankful to Meha Finance (Mr. Nuralam & Mr. Kunal) for the assessment of my personal finance with quick loan disbursement with limited documentation. I also referred some clients to Meha finance. Happy to be associated with MEHA FINANCE.
Mr. Kunal from Meha Finance has helped me for the smooth disbursal of my home loan requirement. Being a NRI resident, I was very specific with Mr. Kunal, I want Home Loan disbursement from Nationalized bank and that too at lowest operating rate of interest. Mr. Kunal understood my request and sanctioned my Home Loan with Union bank within two days. I came to India for 3 days just for my property registration while Kunal has coordinated all the paperwork. He never gave me any stress for any paperwork; everything was done in time. My loan was disbursed hassle free. Mr. Kunal has in-depth knowledge for all the financial products & also believes in maintaining transparency & developing friendly relationships. Kudos to Meha Finance team.
Home Loan Eligibility
The basic Loan Eligibility criteria are as follows :
-
-
Income
Salaried Person - Minimum Rs. 10,000 per month
Self-Employed Person - Minimum Rs. 2,00,000 per year
-
Employment
Salaried Person - Minimum 2 to 3 years of Experience in MNC, or a Private or Public Limited Company
Self-Employed Person - Minimum 3 years of Experience in the current field
-
Credit Score
A credit score of 750 is considered a good score for approval.
Get in touch with us for better services and help.
Documentation for Home Loan
Salaried Individuals
Income Proof Documents
-
Form 16
-
Employee Identity Card
-
3 Months Salary Slip
-
6 Month Bank Account Statement
-
Duration of Employment Evidence
Require Assistance
Self-Employed Individuals
Income Proof Documents
-
PAN
-
Trade License
-
Partnership Deed
-
Article of Association
-
Memorandum of Association
-
Import Export Code
-
SEBI Registration Certificate
-
ROC Registration Certificate
-
Financial Statement Audited by CA
-
Profit & Loss Account Statement
-
Balance Sheet
-
6 Months Bank Account Statement
-
Professional Practice License for Doctors, Consultants, etc
-
Registration Certificate of Establishment for Shops, Factories, and Other Establishments
-
Business Address Proof
Require Assistance
Non-Resident Indians (NRIs) Applicants
-
Income Proof Documents for NRI
-
Property Documents
-
Sale Deed
-
Stamped Agreement of Sale
-
Allotment Letter
-
No Objection Certificate or NOC of Housing Society
-
Builder
-
Possession Certificate
-
Land Tax Receipt
-
Construction Cost Estimate
-
Bank Account Statement of Payment Made to Seller or Builder
-
Payment Receipt of Payment Made to Seller or Builder
-
Incase of resale property share certificate is required
-
Occupancy Certificate
Require Assistance
Our Associates / Banks and NBFC’s Tie-up
